Stretching the Social Security Dollar

The stuff I'm about to share applies mostly to Social Security recipients, but keep reading, 'cause you may know someone that needs this information.

If you are on Social Security, go to your local Social Service/Human Service agency, both public and private. Why? Odds are you don't have a lot of income, and there are a few things you ought to know about.

• Medicare Aid (called Medicare QMB in my state) is an income-based program for people on Medicare that can help people with medical costs. If you qualify, the Medicare premium will be paid for you. The current Medicare premium is $93.50 and it goes up every year. If your income's pretty low, it'll even assist with deductibles and copays. Apply like you're applying for Medicaid.

• You are "catagorically eligible" for Food Stamps, meaning you'll probably get something. If you receive food stamps, the powers that be automatically put in an application for the Low Income Energy Assistance Program (LIEAP). If a determination is made in your favor, a nice little check will come to your door in February to assist with heating bills.

• Apply at your local food bank for monthly commodities. In my neck of the woods, it's feast or famine and mostly starch, but that's money you're not spending.

One more thing: own your own home and over age 65 or disabled? Check to see if your property tax office reduces your taxes. Again, this is based on income.

That's all for now, but more to come.