Of Modest Means

Energy Rate Assistance; other things

2007-07-15T15:53:00.001-04:00

In North Carolina, people on S.S.I. are eligible for a reduced rate on their electric bill. Applications are available at D.S.S. Every state is different, but I have noticed similar programs for electric and other utilities. You just got to ask.

If you need help, ask agencies what assistance is available. If you need emergency assistance for a utility bill and the agency can't help, find out what other services the agency provides that may increase your available income. Better yet, ask to speak with an intake worker. Knowledge is power.

Lifeline and Linkup

2007-07-10T21:48:00.000-04:00

Here's more on making that Social Security dollar last, namely, reducing your phone bill.

Lifeline provides qualified consumers with a discount on monthly charges for their primary home phone line, even if it’s a cell phone.
Link-Up lowers the cost eligible consumers pay for setting up new phone service at their home, including cell phone service.

Because each state differs on who qualifies, go to http://www.lifeline.gov/lifeline_Consumers.html to see if you do!

Stretching the Social Security Dollar

2007-07-02T11:39:00.001-04:00

The stuff I'm about to share applies mostly to Social Security recipients, but keep reading, 'cause you may know someone that needs this information.

If you are on Social Security, go to your local Social Service/Human Service agency, both public and private. Why? Odds are you don't have a lot of income, and there are a few things you ought to know about.

Medicare Aid (called Medicare QMB in my state) is an income-based program for people on Medicare that can help people with medical costs. If you qualify, the Medicare premium will be paid for you. The current Medicare premium is $93.50 and it goes up every year. If your income's pretty low, it'll even assist with deductibles and copays. Apply like you're applying for Medicaid.

You are "catagorically eligible" for Food Stamps, meaning you'll probably get something. If you receive food stamps, the powers that be automatically put in an application for the Low Income Energy Assistance Program (LIEAP). If a determination is made in your favor, a nice little check will come to your door in February to assist with heating bills.

Apply at your local food bank for monthly commodities. In my neck of the woods, it's feast or famine and mostly starch, but that's money you're not spending.

One more thing: own your own home and over age 65 or disabled? Check to see if your property tax office reduces your taxes. Again, this is based on income.

That's all for now, but more to come.

Greetings!

2007-07-01T22:55:00.001-04:00

Welcome to my blog! I am a 40-something year old woman on disability, therefore, I am of modest means. I like to think I've learned a thing or two along the way, and hopefully, I can share info with others in a similar circumstance. Along the way, you'll learn more trivia than you've ever wanted to know, and meet the dogs! I have an opinion and know how to use it, and I'm not afraid to step on a soapbox or two.

But friend, don't be afraid to come back; I seldom bite.